{"buttonLabel":"Learn More","productCollection":"credit_cards","productId":"83","productLink":"https:\/\/www.bochk.com\/creditcard\/eng\/creditcard\/boci_cc_sc_hka.html","productName":"BOC Hong Kong Airlines Visa Platinum Card"}
{"buttonLabel":"Learn More","productCollection":"credit_cards","productId":"83","productImage":"referral_logos\/hk\/BOC_HKA_Visa_Platinum_20200123.jpg","productLink":"https:\/\/www.bochk.com\/creditcard\/eng\/creditcard\/boci_cc_sc_hka.html","productName":"BOC Hong Kong Airlines Visa Platinum Card"}

BOC Hong Kong Airlines Visa Platinum Card: Rapid Miles Rewards and Travel Perks

Rapid Miles Rewards for Online and Overseas Spend

BOC Hong Kong Airlines Visa Platinum Card: Rapid Miles Rewards and Travel Perks

Rapid Miles Rewards for Online and Overseas Spend

4.5/5.0

ValueChampion Rating ValueChampion Icon

Good for

  • Hong Kong Airlines loyalists looking for top miles rates
  • People who spend a significant portion of their budgets overseas
  • Frequent travellers looking for airport and in-flight perks

Bad for

  • Wealthy travellers seeking luxury travel perks
  • People who don’t fly with Fortune Wings Club-affiliated airlines

Hong Kong Airlines loyalists who spend a large portion of their budget overseas should definitely consider BOC Hong Kong Airlines Visa Platinum Card. Cardholders earn 0.167 FWC points per HK$1 local spend and 0.250 points for online and overseas transactions, which makes it a great choice for frequent flyers. What’s more, consumers can enjoy select flight discounts, airport perks and more with this BOC credit card, making it a well-rounded choice for customers looking for savings across their travel expenses.

ProsCons
  • 0.167 miles per HK$1 local spend
  • 0.250 miles per HK$1 spend online and overseas
  • 5% onboard duty free discount on purchases over HK$1,000
  • No miles conversion fee
  • Earn extra FWC points on HKA ticket purchases
  • Points can only be redeemed with FWC partner airlines
  • No rewards boosts for other airlines
  • No annual fee waiver after 2 years
Promotions:
  • Receive 13k FWC points w/ HK$13k spend & 3 mobile pay in 1st 3mo, OR:
  • Receive 8k FWC points w/ HK$8k spend & 3 mobile pay in 1st 3mo
  • Receive 2k FWC pts (up to 18k) for every additional card application
  • Receive 2k FWC points w/ online application
Card Overview
Pros:
  • 0.167 miles per HK$1 local spend
  • 0.250 miles per HK$1 spend online and overseas
  • 5% onboard duty free discount on purchases over HK$1,000
  • No miles conversion fee
  • Earn extra FWC points on HKA ticket purchases
  • Promotions: Receive 13k FWC points w/ HK$13k spend & 3 mobile pay in 1st 3mo, OR:
  • Receive 8k FWC points w/ HK$8k spend & 3 mobile pay in 1st 3mo
  • Receive 2k FWC pts (up to 18k) for every additional card application
  • Receive 2k FWC points w/ online application
Cons:
  • Points can only be redeemed with FWC partner airlines
  • No rewards boosts for other airlines
  • No annual fee waiver after 2 years

What Makes BOC Hong Kong Airlines Visa Platinum Card Stand Out

BOC Hong Kong Airlines Visa Platinum Card’s rate of 0.167 FWC points earned per HK$1 local spend, where 1 FWC point is roughly equivalent to 1 Asia Mile, is significantly higher than the market average of 0.067. Spending online and abroad results in an even greater rewards rate — cardholders earn 0.250 FWC points per HK$1 spend in these categories. Frequent flyers who tend to book with FWC-affiliated airlines can earn rapid miles on their local and overseas spend with this BOC credit card.

Fortune Wings Club affiliated airlines
  • Hainan Airlines
  • Capital Airlines
  • Air Changan
  • Grand Air China
  • Fuzhou Airlines
  • Air Guilin
  • Tianjing Airlines
  • Suparna Airlines
  • West Air
  • Hong Hong Airlines
  • Guangxi Beibu Gulf Airlines
  • Lucky Air
  • Urumqi Airlines

In addition to points earned for local and overseas purchases, cardholders receive bonus points when booking HKA flights through the HKA website or app. Cardholders earn 500 FWC points for each flight booking that costs at least HK$5,000, with an additional 500 FWC Points for every additional HK$5k increase in transaction amount.

For example, cardholders earn an extra 500 FWC points on single transactions between HK$5k and HK$9.99k, 1,000 FWC points on transactions between HK$10,000 and HK$14,999, and so on. This system particularly benefits first-class and long-distance flyers as they receive the most FWC points for their HKA flights.

Cardholders can also enjoy 5 free lounge visits per year at Hong Kong International Airport before their Hong Kong Airlines flights. The visits may be used by cardholders or their guests and have no spending requirements, unlike many other air miles credit cards. What’s more, consumers will receive 5% off their Hong Kong Airlines inflight duty free purchases when spending over HK$1,000.

Compare miles rates and fees of top Hong Kong credit cards

Credit CardRewards/HK$1Minimum IncomeAnnual Fee
BOC HKA Visa Platinum
  • 0.167 mi locally
  • 0.250 mi overseas and online
HK$150kHK$1.6k (2-yr waiver)
CCB HKA Fly Away
  • 0.167 FWC pts locally
  • 0.250 pts overseas
  • 0.250 pts on HKA bookings
HK$150kFree
CNCBI Air China DC Diamond
  • 0.125 PhoenixMiles locally
  • 0.125 PM overseas
HK$150kHK$1.8k (3-yr waiver)
BEA Flyer World
  • 0.200 mi locally
  • 0.200 mi overseas
HK$240kHK$1.8k (1-yr waiver)
Amex Cathay Pacific
  • 0.125 mi locally
  • 0.188 mi overseas
  • 0.250 mi on Cathay Pacific
HK$150kHK980 (1-yr waiver)
SC Asia Miles
  • 0.167 mi locally
  • 0.250 mi overseas
  • 0.250 mi online and dining
HK$96kHK$1.8k (1-yr waiver)
FWC points are equal in value to Asia Miles on average, and can be used on flights within Asia. PhoenixMiles are equal to roughly 0.5 Asia Miles each, and can be used on flights between Hong Kong & mainland China. BEA Flyer World rates exclude transactions at supermarkets, department stores, travel agencies & government departments, which earn 0.125 mi/HK$1 spend.

BOC Hong Kong Airlines Visa Platinum Card does have some downsides, however. Cardholders can only earn FWC points on their spend, which means flyers looking to redeem points for Asia Miles should consider another card like Standard Chartered Asia Miles Mastercard. People who often fly with Cathay Pacific and spend significant amounts of money on dining can enjoy boosted miles rates with American Express Cathay Pacific Credit Card.

Hong Kong Airlines loyalists looking for rapid miles on their local and overseas spend should definitely consider BOC Hong Kong Airlines Visa Platinum Card. This BOC card offers very competitive miles rates and free air lounge visits with a low income requirement of HK$150,000 and an annual fee of HK$1,600 that’s waivable for 2 years. Many miles cards with comparable rates and travel perks have much higher income requirements and fees, which means this BOC credit card is a great option for everyday spenders who frequently travel abroad.

How Does BOC Hong Kong Airlines Visa Platinum Card’s Rewards Programme Work?

Use our quick guide below to learn how you earn and spend FWC points with BOC Hong Kong Airlines Visa Platinum Card.

  • Cardholders earn 1 FWC point per HK$4 spend online and overseas, HK$6 spend locally
  • 1 FWC point roughly equivalent to 1 Asia Mile
  • Receive extra FWC points for booking HKA flights through website or app
  • FWC points can be redeemed with no handling fee for air miles with affiliated airlines
  • FWC points cannot be transferred to other accounts or redeemed for gifts or cash

BOC Hong Kong Airlines Visa Platinum Card's Features and Benefits:

Card Overview
  • Annual Fee: HKD 1,600, 2-Year Waiver
  • Income Requirement: HKD 150,000
Rewards Rate Details
  • 0.250 FWC points per HK$1 overseas & online spend
  • 0.167 FWC points per HK$1 local spend
  • Note: 1 FWC point is worth approximately 1 Asia Mile
Benefits & Perks
  • 5 free VIP lounge visits/yr at HKIA when flying with HKA
  • Receive extra FWC points for booking HKA flights through app or web
  • 5% off inflight purchases on HKA flights with HK$1k spend
  • 50% off FWC point redemptions w/ select slights
Promotions:
  • Receive 13k FWC points w/ HK$13k spend & 3 mobile pay in 1st 3mo, OR:
  • Receive 8k FWC points w/ HK$8k spend & 3 mobile pay in 1st 3mo
  • Receive 2k FWC pts (up to 18k) for every additional card application
  • Receive 2k FWC points w/ online application

BOC Hong Kong Airlines Visa Platinum Card’s Rewards Exclusions

The following credit card expenditures are ineligible for rewards.

  • Annual fee
  • Handling fee
  • Cash advance
  • Balance transfer
  • Cash instalment plan
  • Credit card Rewards Gift Point from other promotions / reward programs
Bill payments made to payees such as the “Inland Revenue Department”, “Banking and Credit Card Services”, “Securities Broker”, “Credit Services” and under the bill type of “Policy Loan”

How does BOC Hong Kong Airlines Visa Platinum Card Compare Against Other Cards?

Read our comparisons of BOC Hong Kong Airlines Visa Platinum Card with other air miles credit cards and discover which card best fits your budget and lifestyle.

BOC Hong Kong Airlines Visa Platinum Card v. CCB (Asia) Hong Kong Airlines Fly Away Credit Card
  • Annual Fee: Free
  • Stand-Out: 0.250 FWC points/HK$1 spend w/ HKA, no annual fee
CCB (Asia) Hong Kong Airlines Fly Away Credit Card is another great choice for consumers who prefer banking with China Construction Bank and also want to rapidly accumulate FWC miles. Like its BOC equivalent, this CCB credit card offers a respectable 0.250 miles per HK$1 overseas spend plus 0.167 miles for local purchases.


CCB (Asia) Hong Kong Airlines Fly Away Credit Card also has a perpetual annual fee waiver, a rare feature for a miles card that makes it more generous than BOC Hong Kong Airlines Visa Platinum Card’s 2-year waiver. However, the BOC HKA card extends its 0.250 miles rate to online spending, which means shoppers who spend online can enjoy a higher rate with the BOC card.

BOC Hong Kong Airlines Visa Platinum Card v. DBS Black World Mastercard
  • Annual Fee: HKD 2,000
  • Stand-Out: 45% discount on flights when redeeming miles through iGO
DBS Black World Mastercard offers wealthier consumers high miles rates plus steep discounts through its flight redemption platform. Like the BOC Hong Kong Airlines card, DBS Black World Mastercard cardholders earn 0.250 miles per HK$1 overseas spend and 0.167 miles on local transactions.


When cardholders redeem miles through DBS’s iGO platform, they can receive a 45% discount on the price of listed flights. Consumers can convert points to Asia Miles, KrisFlyer Miles, Avios and PhoenixMiles without paying a handling fee.

Consumers can earn impressive miles rewards and enjoy significant discounts with DBS Black World Mastercard, but its high HK$240,000 minimum income requirement and HK$2,000 annual fee make it less accessible than BOC Hong Kong Airlines Visa Platinum Card.

BOC Hong Kong Airlines Visa Platinum Card v. Standard Chartered Asia Miles Mastercard
  • Annual Fee: HKD 2,000
  • Stand-Out: Up to 1.25 mi/HK$1 on dining + miles for banking w/ SC
Foodies looking for the best miles rates on the market for their dining spend should consider Standard Chartered Asia Miles Mastercard. Besides an impressive 0.167 miles for HK$1 local spend and 0.250 for overseas, online and general dining transactions, dining at select restaurants on Mondays can earn up to 1.250 miles.


Frequent flyers who prefer to earn miles rewards in Asia Miles and spend a significant portion of their budget on dining should consider Standard Chartered Asia Miles Mastercard.

BOC Hong Kong Airlines Visa Platinum Card v. CCB (Asia) Hong Kong Airlines Fly Away Credit Card
  • Annual Fee: Free
  • Stand-Out: 0.250 FWC points/HK$1 spend w/ HKA, no annual fee
CCB (Asia) Hong Kong Airlines Fly Away Credit Card is another great choice for consumers who prefer banking with China Construction Bank and also want to rapidly accumulate FWC miles. Like its BOC equivalent, this CCB credit card offers a respectable 0.250 miles per HK$1 overseas spend plus 0.167 miles for local purchases.


CCB (Asia) Hong Kong Airlines Fly Away Credit Card also has a perpetual annual fee waiver, a rare feature for a miles card that makes it more generous than BOC Hong Kong Airlines Visa Platinum Card’s 2-year waiver. However, the BOC HKA card extends its 0.250 miles rate to online spending, which means shoppers who spend online can enjoy a higher rate with the BOC card.

BOC Hong Kong Airlines Visa Platinum Card v. DBS Black World Mastercard
  • Annual Fee: HKD 2,000
  • Stand-Out: 45% discount on flights when redeeming miles through iGO
DBS Black World Mastercard offers wealthier consumers high miles rates plus steep discounts through its flight redemption platform. Like the BOC Hong Kong Airlines card, DBS Black World Mastercard cardholders earn 0.250 miles per HK$1 overseas spend and 0.167 miles on local transactions.


When cardholders redeem miles through DBS’s iGO platform, they can receive a 45% discount on the price of listed flights. Consumers can convert points to Asia Miles, KrisFlyer Miles, Avios and PhoenixMiles without paying a handling fee.

Consumers can earn impressive miles rewards and enjoy significant discounts with DBS Black World Mastercard, but its high HK$240,000 minimum income requirement and HK$2,000 annual fee make it less accessible than BOC Hong Kong Airlines Visa Platinum Card.

BOC Hong Kong Airlines Visa Platinum Card v. Standard Chartered Asia Miles Mastercard
  • Annual Fee: HKD 2,000
  • Stand-Out: Up to 1.25 mi/HK$1 on dining + miles for banking w/ SC
Foodies looking for the best miles rates on the market for their dining spend should consider Standard Chartered Asia Miles Mastercard. Besides an impressive 0.167 miles for HK$1 local spend and 0.250 for overseas, online and general dining transactions, dining at select restaurants on Mondays can earn up to 1.250 miles.


Frequent flyers who prefer to earn miles rewards in Asia Miles and spend a significant portion of their budget on dining should consider Standard Chartered Asia Miles Mastercard.

Kevin Schwartz

Kevin is a Junior Research Analyst at ValueChampion specialising in credit cards in Hong Kong. He previously worked for the U.S. Congress as a Legislative Fellow as well as in international education in Beijing. He holds a B.A. in International Studies and Chinese from the College of the Holy Cross and received multiple scholarships for Chinese language studies, including the State Department Critical Language Scholarship.